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Monday, July 20, 2020

9 Special Savings Plans In Post Office, Know How Much Interest Will Be Available

9 Special Savings Plans In Post Office, Know How Much Interest Will Be Available.9 special savings plans in post office, know how much interest will be available
Post offices in the country have the facility of opening different types of savings accounts. There are about 9 types of savings schemes going on in the post office. According to India Post's website indiapost.gov.in, the post office offers interest ranging from 4% to 8.3% on the savings scheme. The post office savings scheme includes recurring deposits, fixed deposits, monthly income plans, senior citizen savings plans, public provident fund accounts of 15 years, national savings certificate, Kisan Vikas Patra and Sukanya Prosperity accounts, which yield interest ranging from 6.6% to 8.3% May be.
Post Office Fixed Deposit
This savings scheme can be invested in four types of tenure, one year, two years, three years and five years. Interest on one year FD is 6.6%. Interest rate is 6.7% for two year FD. The interest rate on the three-year FD is 6.9% and the interest on the five-year FD is 7.4%. There is also relaxation in income tax act 80C on a five-year FD.

Recurring Deposit
Investing in recurring deposits can be done with a small amount of Rs 10 per month. This account receives an interest rate of 6.9 percent on the deposits. This savings scheme also has the facility of raising 50% of the money a year later.

9 Special Savings Plans In Post Office, Know How Much Interest Will Be Available.
Read This News in Gujarati.

15-year-old public provident fund
This account can also be invested by 100 rupees. In which, investment up to a maximum of one lakh rupees is benefitted in a financial year. It earns interest at the rate of 7.6 percent. The account holders can deposit at least 500 and a maximum of 1.50 lakhs in a financial year. The Maturity Period of this account is 15 years old

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