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Monday, July 22, 2019

LIC special policy: spend only 15 rupees up to a million rupees!

LIC special policy: spend only 15 rupees up to a million rupees!
Everyone dreams of a better future for their children.  The Indian Life Insurance Corporation (LIC) has a similar scheme, tailored to the needs of the children.  We're talking about LIC's New Children's Money Back Plan.  The policy was launched by LIC on Children's Day.

LIC special policy: spend only 15 rupees up to a million rupees!


 
Money Back Installation - The policyholder will get 20% of the sum assured at the age of 18, 20 and 22 years.

Optional Riders Available
I  LIC  Term Assurance Rs.  Up to 25 lakhs

LIC special policy: spend only 15 rupees up to a million rupees!
Basic Sum Assured + Bonus + Final Extra Bonus
At least age = 8 years

Maximum age
1 year (nearest year knot) for a 3 year policy term
1 year (nearest year knot) for a 3 year policy term
1 year (nearest year knot) for a 3 year policy term

Policy Term Premium Duration
Insurance up to 25 years - Paying premium - 16 years
Insurance for 21 years - Paying Premium - 15 years
Insurance For 16 Years - Paying Premium - 10 Years
Double insurance protection if posting in paradise
Accidentally three times the cover of insurance
Insurance Term Premium Pay Annual Premium Total Premium Bonus maturity every year

Here are some of the special things in this policy ...

(1) The minimum age for taking out this insurance is 0 years
(2) The maximum age to insure is 12 years
(3) Minimum sum assured is Rs
(4) There is no limit to the maximum sum insured
(5) Premium waiver benefit rider-option available

Maturity Benefit - At the time of policy maturity (not having died during the policyholder's policy term), the policyholder will receive the remaining amount of the insurance amount with a 40% bonus.

LIC special policy: spend only 15 rupees up to a million rupees!
Death Benefit - In the event of the policyholder's death during the policy term, the sum assured plus bonus and final bonus is paid.  Death Benefit will not be less than 105% of total premium payment.
Premium Premimal Endowment Plan.
An Ideal Gift for Children (Provision for Child's Higher Education and Marriage)
1.  Accidental death benefit and disability benefit of LIC upto Rs.
Loan facility available (after three years)
The onset of risk from the date of taking out insurance on a children's policy.
Advantages of Aguerre as per existing rule.

Benefits:
Maturity Benefit = Basic Sum Assured + Bonus at maturity
+ Final bonus bonus
Posting in paradise = If the insured is posting in paradise during the term of the policy
Eligibility Conditions
16 years 10 years
21 years 15 years
25 years 16 years
Minimum Sum Assured = Rs.  2,00,000 / -

LIC special policy: spend only 15 rupees up to a million rupees!
More insurance protection and lower premiums
Till the age
LIC special policy: spend only 15 rupees up to a million rupees!

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